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JUST CLEAR, IMPARTIAL ADVICE.
NEWS & INSIGHTS
Pension – Should you be paying into a one?
Should you be paying into a Pension? When asking yourself this question, consider the following; If retired could I live on €243.30 per week? (current amount of the full old age pension) Would I like to pay less tax? Do I want my money to work for me?...
Life Assurance & Specified Illness Cover
Life Assurance & Specified Illness Cover Financial Protection for your family for when the not so nice things happen in Life Life Assurance is not something you have to have but it is something you should have. It helps protect you financially...
SUSI – A quick guide to applying for college grants
It’s SUSI time!! As many secondary level students avidly prepare for the ongoing mock examinations the question on the minds of many parents is -Will they get the points? Will they get the course? And maybe just as important, will they get the grant? Since 2012,...
E-Cigarettes and life-cover – what you need to know
Have you or someone you know quit smoking for over 12 months or solely used e-cigs for 12 months? If so, you could save over 50% on your life insurance by qualifying as a nonsmoker. Smokers typically pay around 50% more for life cover than non-smokers. That’s a...
4 Things you need to know about Mortgage Protection
4 Things you need to know about Mortgage Protection What is Mortgage Protection? Mortgage Protection is a Life Insurance policy designed to pay off your mortgage should you die before the end of your mortgage term i.e before you have repaid it. The amount of cover...
Important changes to Personal Pensions at age 75
While most of us were sitting down to our Christmas dinners, the President of Ireland, Michael D Higgins was signing the Finance Bill 2016. The Finance Bill 2016 has made fundamental changes to the treatment of PRSAs (Personal Retirement Savings Accounts) and RACs (Retirement Annuity Contracts/Personal Pensions) where the policy holder passes, or has already passed, their 75th birthday.
Quit smoking? Check the savings in life cover:
Smokers generally pay twice as much in life insurance and serious illness cover so if you quit smoking a full year ago, you could be saving money now. Or if you just quit last month, check out what you could be saving next year.
Good financial advice – a great investment in your future
Financial advice is NOT just for business owners or the very wealthy... No matter what your financial circumstances are, one thing we all have in common is that our financial affairs have become more complicated: We are slowly coming out of a recession but many still...
How to cut your fuel bills
In these days of tight budgets, it can be a struggle to cope with unexpectedly high fuel bills. But you don’t have to struggle alone – there are things you can do to reduce your energy costs. These are our top tips: First you have to identify the problem – are you...
Start-Up Business of the Year award for MLMG Financial Brokers
Founding partners Cathal McLaughlin and Philip McGonigle said they were both stunned and delighted at scooping Start-up Business of the Year award 2015, at the first annual Buncrana Chamber of Commerce Business Awards. The MLMG Financial Brokers team gathered with a...
