NO BIAS. NO PRESSURE.
JUST CLEAR, IMPARTIAL ADVICE.

NEWS & INSIGHTS

Pension – Should you be paying into a one?

Pension – Should you be paying into a one?

Should you be paying into a Pension? When asking yourself this question, consider the following; If retired could I live on €243.30 per week? (current amount of the full old age pension) Would I like to pay less tax? Do I want my money to work for me?...

read more
Life Assurance & Specified Illness Cover

Life Assurance & Specified Illness Cover

Life Assurance & Specified Illness Cover Financial Protection for your family for when the not so nice things happen in Life   Life Assurance is not something you have to have but it is something you should have. It helps protect you financially...

read more
Help to Buy Scheme

Help to Buy Scheme

What is the Help to Buy Scheme?The Help to Buy scheme is a very attractive incentive for first-time buyers or builders.The Help to Buy scheme was introduced at the beginning of 2017 and has been extended to 2021 in a bid to reduce the amount of deposit...

read more
How do you get Mortgage Approval?

How do you get Mortgage Approval?

How much can you borrow? The amount you can borrow depends largely on what your repayment capacity is. How will the bank calculate your repayment capacity? The banks have a ready reckoner for “reasonable living expenses” * based on marital status and number of...

read more
Are you eligible for a Rebuilding Ireland Home Loan?

Are you eligible for a Rebuilding Ireland Home Loan?

To be eligible for a Rebuilding Ireland Home Loan you must: be a first time buyer be aged between 18 and 70 years be in continuous employment for a minimum of two years, as a primary applicant or be in continuous employment for a minimum of one...

read more
SUSI – A quick guide to applying for college grants

SUSI – A quick guide to applying for college grants

It’s SUSI time!! As many secondary level students avidly prepare for the ongoing mock examinations the question on the minds of many parents is -Will they get the points? Will they get the course? And maybe just as important, will they get the grant? Since 2012,...

read more
Book your Independent Financial Review

Book your Independent Financial Review

Do you need an Independent Financial Review? Is 2018 going to be the year that you take control of your finances? In our experience, we find that those who do have Life policies, Pensions and Investments tend not to take the time to review them, and...

read more
E-Cigarettes and life-cover – what you need to know

E-Cigarettes and life-cover – what you need to know

Have you or someone you know quit smoking for over 12 months or solely used e-cigs for 12 months? If so, you could save over 50% on your life insurance by qualifying as a nonsmoker. Smokers typically pay around 50% more for life cover than non-smokers. That’s a...

read more
4 Things you need to know about Mortgage Protection

4 Things you need to know about Mortgage Protection

4 Things you need to know about Mortgage Protection What is Mortgage Protection? Mortgage Protection is a Life Insurance policy designed to pay off your mortgage should you die before the end of your mortgage term i.e before you have repaid it. The amount of cover...

read more
Important changes to Personal Pensions at age 75

Important changes to Personal Pensions at age 75

While most of us were sitting down to our Christmas dinners, the President of Ireland, Michael D Higgins was signing the Finance Bill 2016. The Finance Bill 2016 has made fundamental changes to the treatment of PRSAs (Personal Retirement Savings Accounts) and RACs (Retirement Annuity Contracts/Personal Pensions) where the policy holder passes, or has already passed, their 75th birthday.

read more

Categories